A Comprehensive Benefits Package


As an employee of PCC, you have access to a comprehensive set of benefits. Our benefits cover a variety of areas, with multiple options in each area allowing you to choose the plan that works best for you!

Flexible Spending Accounts & Voluntary Benefits
Open Enrollment starts
November 4 through November 22, 2024.
Please click here to schedule an appointment with an American Fidelity representative to enroll.

Online Benefits Benxcel Link

 

Medical Benefits

Anthem Blue Cross

Through SISC

Website | 800-825-5541

Under the Prudent Incentive Plan, you may choose your own physician, or a Prudent Buyer Physician each time you receive care. A non-Prudent Buyer Physician will be paid at 80/100% of eligible charges according to customary and reasonable rates. A Prudent Buyer Physician will be paid based on Blue Cross negotiated rate at 90%. Therefore your out-of-pocket cost will be lower when you use a Prudent Buyer Provider.

Anthem Blue Cross CaliforniaCare

Through SISC

Website | 800-825-5541

Anthem Blue Cross is Federally Qualified Health Maintenance Organization (HMO) which provides services through a network of existing medical groups. Members select a (PCP) medical group which becomes the center of all their health care needs.

Kaiser

Through SISC

Website | 800-464-4000

Kaiser Foundation Plan is Federally Qualified Health Maintenance Organization (HMO) which arranges for medical and hospital care to be provided at their Kaiser Permanente facilities. Members may use any one of their medical offices and hospitals when care is required.


Dental Benefits

Delta Dental

Website | 866-499-3001

Delta pays 70% of the approved fees for covered diagnostic, preventive, basic, cast and crown benefits during the first year you are eligible. This percentage will increase 10% each year (to a maximum of 100%) for each enrollee, provided that person visits the dentist at least once during the year.

 MetLife

Website l 800-880-1800

Copays vary by service. Orthodontic services are included for both adults and children up to $1,695. This is an DHMO benefit.


Vision

EyeMed

Website | 866-939-3633

Employees with Blue Cross PPO or Cash In Lieu: Comprehensive examination in any 12 consecutive months and one pair of lenses and frames or contact lenses every 12 consecutive months.

Employees with Kaiser or CaliforniaCare: one pair of lenses and frames or contact lenses every 12 consecutive months. Please note:  those on HMO the eye exam goes through the HMO provider.

Cost Estimator Tool gives EyeMed members an estimate of out-of-pocket costs before they ever set foot inside a store or go through online checkout.


Life Insurance

LINCOLN

800-423-2765

Group Life Insurance Benefits for eligible employees of $50,000 and $1,500 for eligible dependents.

Lincoln Financial Group Privacy Practices Notice


Employee Assistance Programs (EAP)

SISC Anthem EAP provides confidential services and resources at no cost to employees and family members of Pasadena City College. (Please note that you do not have to be enrolled into Anthem to partake of the services)

Life can surprise you with its many ups and downs. That’s why the Employee Assistance Program is here for you. Access confidential resources if you or a family members need help with emotional, marital, financial, addiction, legal, or stress issues. If you need counseling, you get up to 6 visits with a licensed professional. Counseling sessions can be over the phone, in-person, and online. The EAP also offers Web-Based tools and resources such as articles, checklists, quizzes, webinars, podcasts, eLearning modules about everything from parenting, identity theft,  to disaster preparedness.  

How do I access the SISC Anthem Employee Assistance Program? 

Help is available 24/7, 365 days a year by telephone at (800) 999-7222. 

Resources are available online at www.anthemeap.com Company Code SISC.

Guidance Resources provides confidential services and resources at no cost to full-time employees and family members of Pasadena City College. 

No matter how well you plan your life, you can be sure a few unforeseen challenges will arise. When they do, it’s reassuring to know that help and support are close at hand- thanks to Guidance Resources services from Lincoln Financial Group. If you are enrolled in Life and AD&D insurance, this program provides access to a wide array of services such as online will preparation, legal support, grief, counseling on coping with occasional challenges of day-to-day life, and many more confidential resources and services.  

How do I access Guidance Resources Employee Assistance Program? 

It’s easy to access Guidance Resources just call (855) 891-3684 

Resources are available at www.GuidanceResources.com To register use LifeKeys for Organization Web ID.


Flexible Spending Accounts

WEX DISCOVERY BENEFITS

Flexible Spending Accounts (FSAs)

Website | 866-451-33995 Common FSA Terms You Should KnowUnder Internal Revenue Code (IRC) Section 125, a cafeteria plan allows pre-tax money to pay for qualified medical and dental expenses and child care.

Healthcare FSA

Dependent Care FSA

$3,200 per year

$640 carryover limit

No minimum monthly or minimum annual contribution amount applies

$5,000 per year per household

All unused funds will be forfeited after 12/31/2024

No minimum monthly or minimum annual contribution amount applies

AMERICAN FIDELITY

Flexible Spending Accounts (FSAs)

Website | 800-365-9180
Under Internal Revenue Code (IRC) Section 125, a cafeteria plan allows pre-tax money to pay for qualified medical and dental expenses and child care.

Healthcare FSA

Dependent Care FSA

$3,200 per year

$640 carryover limit

No minimum monthly or minimum annual contribution amount applies

$5,000 per year per household

All unused funds will be forfeited after 12/31/2024

No minimum monthly or minimum annual contribution amount applies

Supplemental Benefits

Post-Tax Benefits

Pre-Tax Benefits

Cancer Insurance
Critical Illness Insurance
Disability Insurance
Life Insurance

Accident Insurance
Cancer Insurance
Hospital Indeminity Insurance

Hybrid Work Benefit Program

Hybrid Work Benefit Program

Website | 626-585-7388
The Pasadena Area Community District ("District") encourages workplace flexibilities to better support students, employees, and District operations. The District recognizes the advantages of flexible work options for employees when both program and employee personal needs can be met. 

Retirement

STRS (State Teachers’ Retirement System)

Website | 800-228-5453

Membership in the CalSTRS Defined Benefit Program includes all employees in California public schools from kindergarten through community college, in positions performing creditable service under the Program. 

Employee payroll deduction is 10.25% for those hired before 01/01/2013 and 10.205% for those hired on or after 01/01/2013. Deductions are pre-tax and there is no deduction for Social Security.

CalPERS (California Public Employees’ Retirement System)

Website | 1-888-225-7377

School members are those employees in non-teaching positions within the jurisdiction of a school employer. 

Classic member contribution rate is 7%. PEPRA member contribution rate is 8% effective 7/1/2022. Deductions are pre-tax.

APPLE (Accumulation Program for Part-time and Limited-service Employees)


800-634-1178

This Plan was enacted in response to federal legislation, which requires state and local government agencies to cover employees under a retirement plan or under Social Security.

Employee payroll deduction is 3.75%. Deductions are pre-tax and there is no deduction for Social Security.


Tax-Sheltered Accounts

Pasadena Service Federal Credit Union

Website | 626-351-9651

Staff and faculty members (along with their immediate family members) are eligible to become members.

SchoolsFirst Federal Credit Union

Website | 800-462-8328

Staff and faculty members (along with their immediate family members) are eligible to become members. Contact Kush Thandi (extension 4116 option 1) for information or set up. SFFCU is the administrator for 457(b) Deferred Compensation Plans, 403(b) TSA plans, and Roth 403(b)plans.

Pet Insurance

 ▪ Members may visit only in-network veterinarians and ER hospitals to receive discounted services.

▪ Requires Primary Care Vet. Veterinary change notification required.

▪ All pets are eligible and do not have to live in the same household.

▪ No annual benefit limit or deductible.

▪ Members must show ID card to receive discount. Savings applied instantly in vet's office. ▪ Wellness is included in pricing.

click here

▪ Members may visit any veterinarian, at anytime, anywhere in the world.

▪ All pets are eligible and must live in the same household.

▪ Members are reimbursed for all covered conditions. Pre-existing conditions are not covered.

▪ $7,500 maximum annual benefit and $250 annual deductible per pet plan.

▪ Wellness is a buy-up option that includes spay/neuter, vaccinations and more.

▪ Must submit a claim and vet bill for reimbursement.

▪ Submit claims from your smartphone with the free VitusVet app.

▪ Members have free, 24/7 access to VetHelpline. 

▪ Tenthly post-tax benefit deduction. To learn more and to enroll your pet in My Pet Protection visit click here

For flyers regarding the policy details please click here.

Resources & Programs

For Anthem Members Only

Active & Fit

Website

One membership. Thousands of ways to stay active and save money.

  • 12,200+ Gyms
  • 9,300+ On-Demand Videos
  • Enroll your Spouse
  • Plus: 5,700+ Premium Gym Options at exercise studios, outdoor experiences, and others with 20%-70% discounts at most locations. 

Cancer Care (Lantern)

Website

The Cancer Care Direct benefit includes care coordination, symptom management support, and overall patient support by:

  • Pairing members with a personal Oncology Nurse who can partner with them through every step of their cancer journey.
  • Allowing patients to keep their oncology care local while also getting access to the top national cancer centers.
  • Coordinating expert reviews of diagnoses and treatment plans to be sure patients are getting the right care at the right place at the right time.

Costco Mail Order Pharmacy

Website

Take advantage of the convenience of having your maintenance medications delivered to your home or workplace.

You do not need to be a Costco member to get your prescriptions. 

Eden Health + Centivo Virtual Primary Care

Website

Need a Primary Care Doctor?

Just ask Eden. You'll get connected to an entire health Care Team.
As part of your SISC PPO Medical Benefits, you have 24/7 access to a Care
Team who works together to offer you primary care, mental health support,
and answers to follow - up care questions through one app. The answer to
most of your health questions is now simple: “Just Ask Eden."

Hinge Health

Website | (855) 902-2777

Conquer back and joint pain without drugs or surgery.

Sign up today for help with any of the following:
- Conquer pain or limit ed movement
- Recover f rom a past injury
- Reduce st if f ness in achy joint s
Join for your back, knee, hip, neck, or shoulder. On average, participants cut their pain as much as 68%!



Maven Maternal Mental Health

Website

Maven Maternity Care Benefit for SISC PPO Members 
 
Maven is available for free to SISC PPO members, including SISC PPO enrolled spouses and dependents, who are pregnant, have a spouse who is pregnant, or have a child under the age of 1 year old. There is no fee for the member to enroll in Maven and they have unlimited, free usage
of the platform for the duration of their Maven program membership. 
 
Maven offers 24/7 virtual access to one-on-one maternity and postpartum support. Eligible members are matched with a Care Advocate who connects them to trustworthy maternity and postpartum content delivered by doctors, specialists, coaches, and other maternity providers. Care is specific to the issues new parents may be experiencing and include: 
 
Pregnancy                                                                                
    • Midwives                                                                                 
    • OB-GYNs 
    • Doulas 
    • Birth Planning 
    • Prenatal Nutritionists
    • Mental Health Specialists
    • Loss Support 
 
Postpartum 
    • Infant Care Advice
    • Pediatricians 
    • Lactation Counseling 
    • Infant Sleep Coach 
    • Emotional Support
    • Back-to-Work Support 
    • Career Coaching 



MDLive

Website

Need a doctor?
No long wait.
No big bill.
Always open.

With MDLIVE, you can visit with a doctor 24/7 from your home, office or on-the-go. 

Your COPAY is just $10.

Rula

Website

  • Rula patients typically pay $15 per session using insurance 
  • We verify your out-of-pocket cost before your first session
  • Meet with a therapist via live video as soon as tomorrow

Sydney App

Website

The Sydney℠ Health mobile app gives you 24/7 access to your benefits, claims information, and ID cards. Plus, you can use it to find doctors, set up virtual care visits, track your health, and receive important information about your plan.

Teladoc Medical Experts

Website

Free access to world-class physicians for the diagnosis of medical conditions and optimal treatment plans.

Vida

Website

Available at no cost to you, Vida Health matches you to a health coach with proven success in helping people improve nutrition, lose weight, manage stress and make the kind of lifestyle changes that lead to a happier, healthier lives.

For Kaiser Members Only

Active & Fit*

Website

One membership. Thousands of ways to stay active and save money.

  • 12,200+ Gyms
  • 9,300+ On-Demand Videos
  • Enroll your Spouse
  • Plus: 5,700+ Premium Gym Options at exercise studios, outdoor experiences, and others with 20%-70% discounts at most locations. 

No enrollment fee from now until 6/30/2023 using the code: SWEAT4SPRING 

*Effective 1/1/2025 Kaiser will switch to One Pass. More details to come.

Calm App

Website

You time. Anytime.

Try the calm app for self-care and better sleep at no cost for Kaiser members. 

Calm is an app that uses meditation and mindfulness to help lower stress, reduce anxiety, and improve sleep quality. Calm is:

  • The #1 app for meditation and sleep
  • Hand-picked by Kaiser Permanente Physicians
  • Confidential and easy to use

Center for Healthy Living Core Program

Website | 1-866-862-4295

Everyone can use a little support to get their health on track. They can guide you in the right direction via online or you may schedule an appointment. 

Choose Healthy

Website | 1-877-335-2746

With the Choose Healthy program, you may pay less for many specialty health and fitness services including:

  • Acupuncture
  • Chiropractic Care
  • Fitness Center Access
  • Massage Therapy
  • Online wellness information at no additional cost.

Doctor Virtual Appointments

Website | 1-844-800-0820

With just a few simple steps, you’ll be ready to see your doctor — without the trip to the doctor’s office. 

After scheduling your video appointment,1 you can get set up right away. This will help you avoid any issues on the day of your appointment.

If you haven’t already registered on kp.org, please do so from a computer (not a mobile device) at kp.org/registernow.

MyStrength

Website

MyStrength® is a personalized program that includes interactive activities, in-the-moment coping tools, inspirational resources, and community support. You can track preferences and goals, current emotional states, and ongoing life events to improve your awareness and change behaviors. 

Telehealth

Website | 833-574-2273

Next time you have a health condition, you have many convenient ways to get care when and where it works for you.

E-visit: Fill out a short questionnaire about your  symptoms online and get personalized self-care  advice, usually within 2 to 3 hours, from a Kaiser Permanente provider. 

Phone appointment: Schedule an appointment to talk with a doctor  or nurse over the phone — just like an in-person  visit.1,2 Appointments are often available same day or next day. 

Email: Message your doctor’s office with nonurgent  questions anytime and get a response usually within 2 business days.1

Video visit: Meet face-to-face with a doctor by video for  the same high-quality care as an in-person visit.1,2 Appointments are often available same day or  next day.

Mail-order pharmacy: Get prescriptions sent straight to your door with our mail-order delivery service.3

Wellness Coaching

Website | 866-862-4295

Changing your habits can be hard, but working with a wellness coach can help you make it happen. You’ll get one-on-one guidance and support from one dedicated coach who can help you set goals, stick to them, and, most importantly, see results.

For All Self-Insured Schools of California (SISC) Members

Depression Resource

Website | 800-999-7222

Depression is very treatable

Visit the Let’s Talk Depression toolkit on your EAP website to find expert advice, tools and resources for managing depression. 

MyStrength

Website | 800-999-7222

It’s time you felt your best again! Let myStrength help you get there.

Go to your EAP website,
anthemEAP.com, and enter SISC

Perks at Work

Website

Employee discounts to help you live a better and healthier life.

Benefits has prepared a presentation that explains some of the planning steps one may want to consider in regards to your PCC provided and sponsored plans including retirement, life insurance, accidental death and dismemberment insurance, and long-term disability. Life Planning Considerations Video